Car finance with no deposit

GET A QUOTE
No effect on credit score

Rates from 9.9% APR. Representative APR 19.9%. Carki is a credit broker, not a lender.

"Excellent service from the Carki team. Even when my situation wasn’t straight forward, Carki were fast and efficient in getting me the best rate for my Finance."

Emma Keely

"Excellent service from Dan at Carki. I wasn’t sure I’d get a loan, but they went the extra mile to get me a great deal."

David Michaels

"Used this site and had approval within minutes. Quick and easy to used. Thanks"

James

PRE-APPROVED CAR FINANCE

Why Choose Carki?

Leave the financing to us! We’ll make sure you’re pre-approved with the cheapest deal that suits your circumstances. You can wave goodbye to any doubts and dive into buying your new van with absolute confidence, driving away with a smile knowing you scored the perfect deal within your budget.

Don’t just take our word for it - check out our great customer reviews! Our customers love our hassle-free van buying experience and our commitment to providing the best possible finance deals.

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

"Highly recommend using Carki Car Finance. Quick and Easy Application
Immediate Decision. Great Rates!"

What is no deposit car finance?

No deposit car finance is a type of loan where you don't have to put down any money upfront to secure the car. This means that you can finance the entire purchase price of the car without having to save up for a deposit.

GET A QUOTE

Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.Representative example: Borrowing £6,500 over 5 years with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly payment would be £172.09 per month, with a total cost of credit of £3,825.40 and a total amount payable of £10,325.40.
‍
We look to find the best rate from our panel of lenders based on your eligibility. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way. Feel free to contact ourselves for more information.

What is Hire Purchase?

Hire purchase (HP) is a way of financing a car without paying the entire cost upfront.

You pay a deposit receive the car and throughout the duration of the contract you will continue to pay a monthly payment then at the end of the contract the car is completely yours.

Hire Purchase

Hire purchase (HP) is a way of financing a car without paying the entire cost upfront. At the beginning of the contract you pay a deposit, and receive the car. Throughout the duration of the contract you will continue to pay a monthly payment and at the end of the contract the car is completely yours.

Personal Contract Purchase

A personal contract purchase (PCP) is a car financing option that offers lower monthly payments than a personal loan or vehicle hire purchase. Instead of paying off the entire cost of the vehicle, you are only required to pay a fraction of it. You may find it beneficial if you like to get a new vehicle frequently.

Personal Loan

You can borrow a lump sum from a lender to pay for the car upfront and spread the payment over an agreed period of time. You’ll own the car outright from the beginning and usually won't have to pay a deposit.

We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate available from our panel. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is completely free. CARKi is trading style of Equaliti Ltd, registered in England and Wales (13109643) and is authorised by the Financial Conduct Authority (FCA) and is on the Financial Services Register (952416). Our registered address is Glasshouse, Alderley Park, Alderley Edge. SK10 4TF.We are licenced by the Information Commissioner’s Office, (ZB349066).

Welcome back